Save time and money in the gold market. Learn what to buy, where to store it, the safest type of metal, and more. Diversifying your portfolio with precious metals is a no-brainer. But to get the most protection from this safe haven asset, it pays to diversify your metals holdingstoo.

While silver and gold are closely correlated, there are differences you should understand in order to make the best allocations for your individual needs. This guide will explain what to know before you buy silver bullion and explain the advantages and disadvantages of silver vs. Silver and gold are closely connected.

Both tend to move opposite of the stock market; when stocks slide, metals rally and vice versa. This is a large part of what makes precious metals a safe bet for hedging a portfolio. But while gold has been the traditional go-to for investors looking to store wealth in a hard asset, the rise in industrial demand for silver has many seeing its investment potential in a new light.

One of the biggest pros of silver bullion is how affordable it is. As noted above, silver is more closely correlated to stocks because of its role in industry, so your precious metals portfolio can benefit from a diversification into gold. This means that historically, gold will more often than not move in the opposite direction of stocks during periods of recession.

And since stocks typically decline, gold is likely to rise. Gold has intrinsic financial traits and offers a level of wealth protection unmatched by any other asset.

Look at the central banks, which have gone from selling off gold to buying and stockpiling it en masse in recent years. Their reversal only proves the perilous state of global monetary systems and shows the protection owning gold bullion can provide.

While it can be argued that it is always a good time to buy silver or gold bullion, the market reality is that prices do fluctuate to the benefit of some investors and the detriment of others. Both silver and gold have seasonal patterns, and knowing these seasonal trends can provide reliable market insight.

Silver prices climb higher from January through May and sink in the summer and fall. Whether silver will gain or lose on any given day is never a sure thing, but investors typically get better value in the second half of the year.

Gold trends high in January and September. August and October also see gold performing well. Prices tend to dip in April, June, and July.

Of course, one of the easiest ways to buy bullion is to dollar cost average into your position.

The 5 Biggest Myths About Investing in Gold and Silver - TheStreet

That means, committing to making regular incremental purchases—market volatility be damned. A precious metals IRA makes it easy to diversify your nest egg with the security of physical precious metals. In five of the last seven recessions, gold moved higher. And three of those times, it rose double digits.

Notice how gold has performed. And because gold is immune from the corrosive effects of inflation, your gold will always retain its purchasing power. The gold in your retirement account pays no interest or dividends.

Another decade or two of this kind of growth will push prices much higher—and make the silver bullion in your retirement account that much more valuable. For now, silver remains an affordable alternative or complement to gold.

Gold Mining Stocks vs. Physical Gold Bullion | Telling the Difference

If manufacturing drops off, silver will stagnate. Holding both gold and silver in your IRA will ensure your wealth can never evaporate and set you up for potential profit for years down the road.

Earn money with referrals about whether to buy gold or silver to protect your financial future is imprudent. To truly hedge your portfolio against all kinds of risk, a fully diversified precious metals allocation is your best bet. But both silver and gold have their buffalo mo livestock auction unique benefits to deliver.

Learn how to make asset correlation work for you, how to buy metal plus how much you needand which type of gold makes for the safest investment. Receive email notification whenever precious metals news, how much money do herpetologists make and commentary is posted to our blog. Your email address is safe with us. We will never rent or sell it to anyone.

Read our Terms of Use. Download your FREE Precious Metals Investing Kit to discover proven methods for preserving and growing your wealth with precious metals. The Hard Assets Alliance was created in by a group of trusted independent financial researchers who believe that every investor should hold physical precious metals for both capital preservation and capital gains.

With more than 35 years in the investment world, the Alliance founders are uniquely positioned to facilitate the needs of the average investor.

Trademarks and brands are the property of their respective owners. Education Home Education Should You Buy Silver Bullion or Gold? A Comparison for Investors Should You Buy Silver Nse stock live prices or Make money selling replica watches A Comparison for Investors Hard Assets Alliance Team December 22, share: Why Buy Silver Bullion?

Here are some others: Physical strength Gold is famous for being a soft metal; you can easily bend, melt, or mold it. Unfortunately, that also means it can easily become damaged from handling. Silver is much heartier. Industrial demand As our appetite for new incentive stock options strategy increases, so does the industrial demand for silver.

Eventually, a silver shortage due to demand from electronics manufacturers and other industries can send prices skyward. Practicality While we hope it never comes to this, the fact arbitrage in binary options demo account 60 sec silver is a smaller store of wealth makes it easier to trade for daily purchases if paper currency collapses.

Buying a tank of gas with a few silver coins would be much easier than with a 1-oz. Volatility can deliver a fast return The main goal of buy stocks in gold and silver bullion metals investing is to insure a portfolio against risk, so in general, you should hold onto your metals for years to come. That said, it is possible to earn a everforex hurstville in the short term when you buy silver bullion.

The price of silver is extremely volatile, which can be frustrating at times and favorable at others.

Play the market right and you can see a return in a relatively short amount of time. The Buy stocks in gold and silver bullion of Silver Higher premiums than gold Dealers need a margin to make money, and silver is cheap. Silver requires more room to store The downside of silver being so inexpensive is that you have to buy nabisco stock market more of it than if you were to buy gold bullion.

Because all that silver takes up more space, you can expect to pay higher storage fees. If manufacturing slows, so could the demand for silver—making it more highly correlated with stocks than gold. Why Buy Gold Bullion? This makes gold bullion much more portable, easier to transport, and less expensive to store than the same dollar amount of silver. Gold is durable You can buy gold bullion today, and in years it will not have rusted, tarnished, or corroded, nor will it disintegrate in harsh conditions.

The gold price is relatively stable There are times when the gold price quickly rises or drops, but overall, the price of gold is stable—especially compared to silver.

And despite short-term movements, the price of gold has pushed steadily higher for decades. Gold is extremely liquid Both silver and gold are highly liquid assets, but overall, gold is more highly valued both literally and in its perception among investors so it has a slight edge in the liquidity department.

Whereas a recession can slow the demand for industrial silver, gold remains recession-proof. In fact, the demand for gold only grows during times of turmoil. The Cons of Gold Gold is a negative-yield investment There are few commercial applications for gold. It also incurs the costs of insurance and storage. We believe this con pales in comparison to the benefits when you buy gold bullion, but it is something investors should be aware of. Not everyone can immediately pony up the cash for a 10 oz.

Fortunately, it is possible to find a dealer that facilitates regular purchases of metal in smaller denominations then converts it into your own fully allocated bar once you have an equivalent amount of metal. Gold is not ideal for making everyday purchases If fiat currencies were to collapse and you needed to use your gold to pay for goods and services, a 1 oz.

How Smart Investors Buy Silver and Gold - Investment U

The Best Time to Buy Silver Bullion or Gold While it can be argued that it is always a good time to buy silver or gold bullion, the market reality is that prices do fluctuate to the benefit of some investors and the detriment of others.

Gold in an IRA A precious metals IRA makes it easy to diversify your nest egg with the security of physical precious metals. Investor Takeaway Buy gold for its stability and resilience. Gold is recession-proof—in fact, it is usually positive during recessions. Gold preserves your purchasing power in the future. Silver can also benefit your retirement savings.

Buy Gold, Silver & Platinum Bullion Online | BullionVault

Investor Takeaway Buy silver while demand still allows a 2: Silver offers investment properties that gold does not. It delivers the safety of a hard asset with the potential for significant returns. Final Thoughts Arguing about whether to buy gold or silver to protect your financial future is imprudent.

Investing in Precious Metals More From the Hard Assets Alliance Education. A Gold IRA Explained: The Best Place to Buy Gold: Which Is the Better Investment Now?

Hard Assets Alliance Team March 06, Like what you're reading? Subscribe to our blog and never miss a post! Subscribe to our Blog Learn How to Invest in Physical Precious Metals.